Insurance premiums can be very high, especially for new drivers. So how can you reduce them? One of the ways is by undertaking a Pass Plus driving training course.
Pass Plus is a training scheme for new drivers that can help equip them with more, varied road experience and the potential to reduce their insurance premiums.
The course was specially-designed by the Driving Standards Agency (DSA), with the help of insurers and the driving instruction industry.
Pass Plus takes at least six hours to complete and although it can be taken at any time, it would be most beneficial to new drivers in the year after passing their test.
In order to complete the course, you will need a Pass Plus registered approved driving instructor (ADI) to teach you.
The fees involved for Pass Plus courses depend on where you live, the instructor or driving school and how long the training takes. In addition, some local councils in the UK can offer discounts off the full Pass Plus training course costs.
If you are unsure about whether you can receive financial help for your Pass Plus driving course, contact your borough, town, city or county council to see if they can help with the cost of your training.
The Pass Plus course consist of six models, which covers driving:
in all weathers
on rural roads
on dual carriageways
Although all modules should be practical sessions, some local conditions may mean that some of the modules could end up being theory based. Usually, drivers will spend at least 5.5 hours driving.
There is no test at the end of the Pass Plus course. Instead, instructors will continually assess the driver, who will need to complete all modules in the course to an ‘achieved’ or ‘exceeded’ standard.
The definitions for each standard as shown below:
achieved – drivers successfully reached the standard required for each of the competencies
exceeded – drivers exceeded the required standard for each of the competencies.
After the successful completion of the course, drivers will be sent a Pass Plus certificate. This will be needed when applying for a car insurance discount. Remember that not all insurers offer Pass Plus discounts.
Furthermore, drivers may be able to put the car insurance discount on hold for up to two years if they do not have a vehicle at the moment. However, drivers will need to check with their insurance company first.