Younger drivers are up to twenty times more likely to be involved in a drink-drive accident than over-60s, according to new data.

MoneySupermarket.com has found 17 to 24 year-old drivers are more than twice as likely to be involved in a drink-drive accident as any other age group.

After looking at 14 million insurance policies the insurance expert found 147,000 had a drink-drive conviction and would have suffered from fines of up to £5,000 and a potential 12-month driving ban.

Out of that 17 to 24 year-old age group, figures show men are significantly more likely to offend than women with 55,000 men found to have had a drink or drugs offence on their licence.

This compared to 16,000 women in the same age group, more than a third less than their male counterparts.

Not only that, but younger drivers are actually more likely to be convicted with an 8.7 per cent rate of conviction. This does not compare favourably to the conviction rate for older drivers which stands at just 1.1 per cent.

According to Kevin Pratt, car insurance expert at MoneySupermarket.com: "There are serious consequences for flouting the law, with fines of up to £5,000, a minimum 12-month driving ban and in some circumstances a possible prison sentence.

"Drivers may also see their insurance premiums rocket, and some may find it difficult to find a provider who is prepared to insure them if they have a prior drink and drugs-driving conviction."

The figures indicate younger drink-drivers are more likely to be responsible for a drink-drive accident and the problem could actually be getting worse.

Figures show 1,901 people died on the UK roads in 2011 and 280 of these were as a result of an accident involving a drink-driver.

This is more than the 250 drink-drive deaths recorded in 2010 and indicates drink-driving offences could be on the rise.

Shockingly, of the 13,000 drivers found to be over the legal drink-drive limit after a crash, 40 per cent were more than twice the limit, according to figures from the Institute of Advanced Motorists (IAM).

Simon Best, Chief Executive of the IAM, said: "Crashes caused by drinking and driving are totally avoidable and this survey shows there are still far too many male drivers willing to risk lives and livelihoods by consuming alcohol before they get behind the wheel."

Drink driving is a serious issue in the UK but the drink-drive limit is actually slightly higher than some European country which take a zero-tolerance approach to drinking and driving.

The legal UK drink-drive limit is 80 milligrammes of alcohol per 100ml of blood, 35 milligrammes per 100ml of breath or 107 milligrammes per 100ml of urine.

How much somebody is affected by alcohol is dependent on a huge range of factors including the weight, gender and metabolism of the person, whether they have eaten, how tired they are and a range of other factors.